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SADC des Laurentides
Investment Fund
A term loan ranging from a minimum of $5,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime interest rate plus 4%, depending on project and guarantees;
Down payment: a minimum of 10% of the total project cost (with a maximum of 25% in the form of assets);
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of loan amount requested, with a $400 minimum;
Annual administration fee of $300 or $50 in the case of a second loan.
*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.
Investment Fund
Prêt variant d’un montant minimum de 5 000 $ jusqu’à un maximum de 150 000 $(*250 000 $).
Taux d’intérêt établi selon le taux préférentiel de la Banque du Canada majoré d’au minimum 4 %, selon le projet et les garanties.
Mise de fonds : minimum 10 % du coût total du projet (dont un maximum de 25% sous forme de transfert d’actifs)
Amortissement maximal de 15 ans, selon le projet et la garantie.
Garanties : cautionnement personnel et assurance-vie. D’autres garanties peuvent être exigées.
Frais d’étude de dossier de 1,5 % du montant du prêt demandé, minimum 400 $.
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Accomplishments
Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL) Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.
Accomplishments
Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL) Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.
Succession
Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.
Succession
Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.
Innovation
Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.
Innovation
Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.
E-Commerce
Term loan ranging from a minimum of $5,000 up to a maximum of $50,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.
E-Commerce
Term loan ranging from a minimum of $5,000 up to a maximum of $50,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.
