• Term loan ranging from a minimum of $5,000 up to a maximum of $25,000;
• Interest rate based on the Bank of Canada prime rate plus 4%;
• Down payment: flexible, depending on the type of project and guarantees;
• Interest-free and capital-free repayment period for the first 6 months;
• Maximum repayment term of 7 years, depending on project and guarantee;
• Guarantees: personal guarantee and life insurance. Other guarantees may be required;
• Project evaluation fee of 1.5% of the loan amount requested, with a minimum of $250;
• Annual administration fee of $100.

• Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
• Certified Level 3 for the ICI on recycle program
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• The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL)
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• Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.

• Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
• Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
• A report from a Chartered Business Valuator may be required;
• Down payment: 10% with a maximum of 25% in assets;
• Maximum repayment term of 15 years, depending on project and guarantee;
• Guarantees: personal guarantee and life insurance. Other guarantees may be required.
• Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
• Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
• The project has a real impact on community development;
• The project must create or maintain a minimum of 5 jobs;
• The business must operate in an industry prioritized by the two MRC covered;
• The project must include the participation of a financial partner.

• Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
• Interest rate based on the Bank of Canada prime rate plus 2%;
• Down payment: Flexible, depending on project and guarantees;
• Funding may reach up to 100% of costs, depending on the project;
• Possibility of a capital-free repayment period up to a maximum of 6 months;
• Maximum repayment term of 5 years, depending on project and guarantee;
• Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
  Annual administration fee of $100.

This loan aims to facilitate the digital transition of businesses in the region by providing access to fast, flexible and simple financing.

1. See terms and conditions

• Term loan ranging from a minimum of $5,000 to a maximum of $25,000. Interest rate based on the Bank of Canada’s prime rate plus a minimum of 2%.
• Down payment is flexible, depending on the project and guarantees.
• Financing can be up to 100%, depending on the project.
• Possibility of a capital repayment holiday up to a maximum of 6 months.
• Maximum amortization of 3 years, depending on the project and guarantee.
• Guarantees: personal guarantee and life insurance. Other guarantees may be required.
• Application fee of 1.5% of the loan amount requested.
• Annual management fee of $300.
• No penalty for early repayment.