SADC des Laurentides

Financing request

Company identification
Company name*
Address*
Mailing address City
Postal Code*
Phone number*
Email*
Company status*
STOCKHOLDER IDENTIFICATION

Stockholder contact information

Name	Phone number	Email	Birthdate	Social insurance number	Employment status	Highest level of schooling completed
							Edit Delete
There are no Stockholders.

Number of stockholders**
FUNDING REQUIRED
Amount of funding requested*
Loan objective*
500 words maximum.
REQUIRED DOCUMENTATION :
Personal balance sheet (1 per stockholder).We offer this template, however you may submit your own template if you already have one.*
Accepted file types: zip, xls, xlsx, doc, docx, pdf, Max. file size: 64 MB.
Download the template →
OPTIONAL DOCUMENTATION
Business plan or executive summary
Accepted file types: pdf, Max. file size: 64 MB.
Financial statements from the last 2 years
Accepted file types: pdf, Max. file size: 64 MB.
Most recent household financial statements
Accepted file types: pdf, Max. file size: 64 MB.
Financial forecast for the next 2 years
Accepted file types: pdf, Max. file size: 64 MB.
DECLARATIONS
I hereby give consent to the SADC to communicate with any lender, personal information agency, co-applicant or potential guarantor of any information, the information it deems appropriate concerning the present application and any relationship by virtue of which I could be liable to the SADC des Laurentides inc.*
- Yes
- No
I acknowledge and understand that the non-refundable evaluation fee of 1.5% of the loan amount (with a minimum $400) for the Investment Fund and the non-refundable evaluation fee of 1.5% of the loan amount (with a minimum $250) for the Youth Strategy Fund is due upon the date of the signing of this agreement. These fees will be charged upon presentation of the financing file to the Comité d’Investissement de la SADC des Laurentides inc.*
- Yes
- No
I hereby declare that all information contained in the present application is correct, accurate and complete, that I have no other creditor other than those declared in the present application and that I acknowledge that the SADC will use this information to respond to the present application or bond offer; furthermore, I declare that no information that might influence a decision has been withheld.*
- Yes
- No

SADC des Laurentides

Youth Strategy Fund

Term loan ranging from a minimum of $5,000 up to a maximum of $25,000;
Interest rate based on the Bank of Canada prime rate plus 4%;
Down payment: flexible, depending on the type of project and guarantees;
Interest-free and capital-free repayment period for the first 6 months;
Maximum repayment term of 7 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of the loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Youth Strategy Fund

Term loan ranging from a minimum of $5,000 up to a maximum of $25,000;
Interest rate based on the Bank of Canada prime rate plus 4%;
Down payment: flexible, depending on the type of project and guarantees;
Interest-free and capital-free repayment period for the first 6 months;
Maximum repayment term of 7 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of the loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Investment Fund

A term loan ranging from a minimum of $5,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime interest rate plus 4%, depending on project and guarantees;
Down payment: a minimum of 10% of the total project cost (with a maximum of 25% in the form of assets);
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of loan amount requested, with a $400 minimum;
Annual administration fee of $300 or $50 in the case of a second loan.
*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Investment Fund

Prêt variant d’un montant minimum de 5 000 $ jusqu’à un maximum de 150 000 $(*250 000 $).
Taux d’intérêt établi selon le taux préférentiel de la Banque du Canada majoré d’au minimum 4 %, selon le projet et les garanties.
Mise de fonds : minimum 10 % du coût total du projet (dont un maximum de 25% sous forme de transfert d’actifs)
Amortissement maximal de 15 ans, selon le projet et la garantie.
Garanties : cautionnement personnel et assurance-vie. D’autres garanties peuvent être exigées.
Frais d’étude de dossier de 1,5 % du montant du prêt demandé, minimum 400 $.

Accomplishments

Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program
Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL)
Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.

Accomplishments

Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program
Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL)
Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.

Succession

Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Succession

Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Innovation

Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Innovation

Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.

E-Commerce

This loan aims to facilitate the digital transition of businesses in the region by providing access to fast, flexible and simple financing.

1. See terms and conditions

Term loan ranging from a minimum of $5,000 to a maximum of $25,000. Interest rate based on the Bank of Canada’s prime rate plus a minimum of 2%.
Down payment is flexible, depending on the project and guarantees.
Financing can be up to 100%, depending on the project.
Possibility of a capital repayment holiday up to a maximum of 6 months.
Maximum amortization of 3 years, depending on the project and guarantee.
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Application fee of 1.5% of the loan amount requested.
Annual management fee of $300.
No penalty for early repayment.

E-Commerce

This loan aims to facilitate the digital transition of businesses in the region by providing access to fast, flexible and simple financing.

1. See terms and conditions

Term loan ranging from a minimum of $5,000 to a maximum of $25,000. Interest rate based on the Bank of Canada’s prime rate plus a minimum of 2%.
Down payment is flexible, depending on the project and guarantees.
Financing can be up to 100%, depending on the project.
Possibility of a capital repayment holiday up to a maximum of 6 months.
Maximum amortization of 3 years, depending on the project and guarantee.
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Application fee of 1.5% of the loan amount requested.
Annual management fee of $300.
No penalty for early repayment.

SADC des Laurentides

Financing request

SADC des Laurentides

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