SADC des Laurentides

Co-development

Entrepreneurial co-development is a peer development approach

The group becomes a learning community in which each member presents a concrete situation in which he or she experienced difficulties, challenges, questions or dilemmas; the other group members accept to help this person.

In doing so, all group members are in placed in a position to learn and support each other in their own respective entrepreneurial development.

The advantages of co-development:

Receive support and guidance during your development
Build a professional peer group
Grow as an entrepreneur and improve through the experience of others
Learn to help and be helped by acting as both a client and a consultant within the group
Learn to work in a group

Registration

Co-development provides support and guidance to help you grow your business.

Sign me up!

For more information:

Jean-Sébastien Roy
450-229-3001 ext. 24
jsroy@sadclaurentides.org

Registration for group mentorship

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To contact us:

1332 Sainte-Adèle Boulevard, suite 230

Sainte-Adèle, Quebec J8B 0J7

Telephone: 450 229-3001
Fax: 450 229-6928
Toll-free: 1 888 229-3001

Email: info@sadclaurentides.org

SADC des Laurentides

Youth Strategy Fund

Term loan ranging from a minimum of $5,000 up to a maximum of $25,000;
Interest rate based on the Bank of Canada prime rate plus 4%;
Down payment: flexible, depending on the type of project and guarantees;
Interest-free and capital-free repayment period for the first 6 months;
Maximum repayment term of 7 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of the loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Youth Strategy Fund

Term loan ranging from a minimum of $5,000 up to a maximum of $25,000;
Interest rate based on the Bank of Canada prime rate plus 4%;
Down payment: flexible, depending on the type of project and guarantees;
Interest-free and capital-free repayment period for the first 6 months;
Maximum repayment term of 7 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of the loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Investment Fund

A term loan ranging from a minimum of $5,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime interest rate plus 4%, depending on project and guarantees;
Down payment: a minimum of 10% of the total project cost (with a maximum of 25% in the form of assets);
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required;
Project evaluation fee of 1.5% of loan amount requested, with a $400 minimum;
Annual administration fee of $300 or $50 in the case of a second loan.
*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Investment Fund

Prêt variant d’un montant minimum de 5 000 $ jusqu’à un maximum de 150 000 $(*250 000 $).
Taux d’intérêt établi selon le taux préférentiel de la Banque du Canada majoré d’au minimum 4 %, selon le projet et les garanties.
Mise de fonds : minimum 10 % du coût total du projet (dont un maximum de 25% sous forme de transfert d’actifs)
Amortissement maximal de 15 ans, selon le projet et la garantie.
Garanties : cautionnement personnel et assurance-vie. D’autres garanties peuvent être exigées.
Frais d’étude de dossier de 1,5 % du montant du prêt demandé, minimum 400 $.

Accomplishments

Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program
Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL)
Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.

Accomplishments

Recipient of the 2014 Lauréat des Phénix de l’environnement award in the Social Responsibility (Business) category
Certified Level 3 for the ICI on recycle program
Visit the site →
The SADC des Laurentides is one of the driving forces behind the industrial symbiosis project led by Synergie économique Laurentides. (SEL)
Visit the site →
Sustainable Development Incentive Measure. For over 10 years, the SADC des Laurentides, in partnership with the CDE de la MRC des Laurentides, has raised awareness about good SD practices throughout the regional business community.

Succession

Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Succession

Term loan ranging from a minimum of $25,000 up to a maximum of $150,000 ($250,000*);
Interest rate based on the Bank of Canada prime rate plus a minimum of 3%, depending on project and guarantees;
A report from a Chartered Business Valuator may be required;
Down payment: 10% with a maximum of 25% in assets;
Maximum repayment term of 15 years, depending on project and guarantee;
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $400;
Annual administration fee of $300*If the loan is of an amount between $150,000 and $250,000, the following additional criteria apply:
The project has a real impact on community development;
The project must create or maintain a minimum of 5 jobs;
The business must operate in an industry prioritized by the two MRC covered;
The project must include the participation of a financial partner.

Innovation

Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.

Innovation

Term loan ranging from a minimum of $5,000 up to a maximum of $150,000;
Interest rate based on the Bank of Canada prime rate plus 2%;
Down payment: Flexible, depending on project and guarantees;
Funding may reach up to 100% of costs, depending on the project;
Possibility of a capital-free repayment period up to a maximum of 6 months;
Maximum repayment term of 5 years, depending on project and guarantee;
Project evaluation fee of 1.5% of total loan amount requested, with a minimum of $250;
Annual administration fee of $100.

E-Commerce

This loan aims to facilitate the digital transition of businesses in the region by providing access to fast, flexible and simple financing.

1. See terms and conditions

Term loan ranging from a minimum of $5,000 to a maximum of $25,000. Interest rate based on the Bank of Canada’s prime rate plus a minimum of 2%.
Down payment is flexible, depending on the project and guarantees.
Financing can be up to 100%, depending on the project.
Possibility of a capital repayment holiday up to a maximum of 6 months.
Maximum amortization of 3 years, depending on the project and guarantee.
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Application fee of 1.5% of the loan amount requested.
Annual management fee of $300.
No penalty for early repayment.

E-Commerce

This loan aims to facilitate the digital transition of businesses in the region by providing access to fast, flexible and simple financing.

1. See terms and conditions

Term loan ranging from a minimum of $5,000 to a maximum of $25,000. Interest rate based on the Bank of Canada’s prime rate plus a minimum of 2%.
Down payment is flexible, depending on the project and guarantees.
Financing can be up to 100%, depending on the project.
Possibility of a capital repayment holiday up to a maximum of 6 months.
Maximum amortization of 3 years, depending on the project and guarantee.
Guarantees: personal guarantee and life insurance. Other guarantees may be required.
Application fee of 1.5% of the loan amount requested.
Annual management fee of $300.
No penalty for early repayment.

SADC des Laurentides

The advantages of co-development:

Registration

Registration for group mentorship

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SADC des Laurentides